April 2017


Natalie Swanson Real Estate Team

        Our Commitment to Buyers

  • Educate you about the current market conditions
  • Furnish you with a Buyer’s Handbook
  • Conduct a daily search for appropriate properties
  • Help you to visualize cosmetic updating
  • Provide experienced counsel when writing an offer
  • Provide you with a list of her reputable lenders and preferred business affiliates
  • Provide you a list of qualified licensed inspection companies
  • Offer a 2-hour tour of Livermore and Pleasanton if from out of the area
  • Negotiate expertly on your behalf
  • Be present at escrow signing appointment at title company
  • Present you with a complete file on CD at the close of escrow
  • Offer continued service beyond close of escrow
March 2017 East Bay Real Estate Weather Report
March 2017 East Bay Real Estate Weather Report


House Hunting in today’s Tight Market...

Anyone hunting for a house in today’s real estate market knows that there are low levels of housing inventory to choose from. Fewer houses may mean taking longer to find your dream home, or widening your search area, or even re-sizing your expectations. It definitely means jumping fast onto any new listings that hit the market. Your competition is doing the same, so you need to move quickly to get your offer in the running for a great home.

One nice thing about this market is that you are no longer competing against so many all-cash buyers who are able to undercut you in a fast investor market.

Now what’s more important is the loan package you present with your offer and your commitment to negotiating and making it easy for the sellers to say yes.  If you or your friends are planning to buy a home, contact me for experienced help in getting your offer accepted.

Buying a Home? Credit Score Matters—A Lot

You know lenders check your credit before deciding what interest rate to offer you. But you might not appreciate just how much a credit score can affect rates. The table below reflects recent rates for someone borrowing $200K via a 30-year mortgage.

Maureen Torrento
Sr. Loan Consultant

2300 First Street, Suite 350 Livermore CA 94550
NMLS ID 26709

How can 

Unison HomeBuyer helps you buy the home you really want, today, rather than waiting or settling for less. Unison can contribute up to half of your down payment, investing alongside you. The money is not a loan, so there is no interest or monthly payments. Instead, Unison hopes to earn a return on its investment from a share of the appreciation when you sell your home at a profit - up to 30 years in the future. You can also buy them out in 3 years.
Rates, terms, and availability of programs are subject to change without notice. loanDepot.com, LLC dba imortgage NMLS ID 174457. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act CRMLA 4131040.
Real Estate Equity Exchange, Inc., dba Unison Home Ownership Investors, offers Unison HomeBuyer Agreements exclusively through its subsidiaries Unison Agreement Corp. and Unison Agreement AO Corp. Certain restrictions apply. AZ FN #F21226646, CA BRE License #2012710, CT License REB.0791352, DC REC License #C098374562, IL DFPR License #478026863, MA BR License #422177, MD REC License #6027, NJ REC License #1649879, NY DL License #10991223540, OR REA License #201219728, PA EN #6428873, VA REB License #0226-025731, WA DL License #19288. Unison is an independent investor and is not affiliated with any bank or lender.

How to Save for a Down Payment!

Saving for a down payment isn't like saving for retirement. You don't have decades to watch compounding interest work. Here are some smart ways to go about it.
Click to Read Now

Thank You Friends!

Thank you to all my friends who've trusted me to help them and their friends, family, & co-workers. Special thanks this month to:
Gary Wolfe
Jen Lee
                            John Lewman

Win a Free $10 Coffee Card!

It's easy to win! Look for the quiz question further down in this newsletter, then click the button to email your answer.
Last Month's Quiz & Answer:
Q: What is the color of the sky looking up from the surface of Mars?
A:  A butterscotch or yellowish-orange color.   
Congratulations to Last Month's Winner!
Scott Tracy

April Quiz Question

What goes up when the rain comes down?
Click here to send your answer now!

Featured Listing

157 Zephyr Place #109
3 Bedrooms, 2.5 Bathrooms
1734 sq. ft.This 7-year young immaculate, 3-story condo invites you into comfort, and exudes modern elegance. Beautiful engineered hardwood floors and the gourmet kitchen has granite counters, maple cabinets and stainless steel appliances. Master bedroom has its private balcony and bathroom with dual sinks plus a walk-in closet. Attached 2 car garage and Downtown Livermore is within walking distance.

Coming Soon!

713 McLeod St, Livermore
2 Bedrooms, 1 Bath
Living Space 896 sq. ft.
Lot Size 5,500 sq. ft.

120 Amber Way, Livermore
4 Bedrooms, 2 Bathrooms
Living Space 1,536 sq. ft.
Lot Size 6.987

April Factoid

Why Does the Date for Easter Move Around?

Most holidays fall on a specific day of the year. Why, then, does Easter fall on a different day each year? The answer lies in the movement of the moon.

In 325CE the Council of Nicaea set Easter on the first Sunday after the first full moon after the March equinox. Let's tease that apart...

What is the March equinox? There are two equinoxes each year, one in March, and the other in September. At that time, day and night are of equal length. The March equinox falls on March 20 this year. The first full moon after that is April 10. And the first Sunday after that is April 16. Therefore Easter 2017 falls on Sunday, April 16.

In 2018, the March equinox will also be March 20th (sometimes it's not the 20th). The first full moon after that will be March 31st, and the first Sunday after that is the next day, April 1st. So Easter 2018 will be April 1.
Natalie Swanson
Natalie is an experienced, dedicated and insightful advisor who has a comprehensive approach to selling or buying your home. She aims to deliver a low-stress end to end homeownership experience for both our home sellers and buyers with proven success. She truly believes that home ownership leads to personal and financial stability which in turn translates to a community that lives and thrives together. She follows a work by referral methodology, so her greatest asset is the relationships she builds and nurtures over time.
She has lived in Livermore since her childhood and has witnessed the area evolve over the years. This give her unique and first-hand knowledge of the Tri-Valley as well as specific neighborhoods. She is committed to educating her clients while providing the best solutions to reach their real estate goals. Natalie is passionate about building community one family at a time and she has infused the same passion into her team.
Natalie graduated from St. Mary’s College with a BS in business and she leads her team in all aspects from sales & operations to strategic positioning. She is committed to constantly improve the team through continued education ensuring they stay current on the developments in the industry and technology. Natalie is an active member of the local real estate community and various Realtor associations, a certified distressed property expert, and a member of the Livermore Chamber of Commerce. 

When Natalie is not busy assisting her clients, she loves spending time with her husband and two girls. Did we mention that she is married to her high school sweetheart who also grew up in the Livermore area? They enjoy traveling and spending time relaxing with family.
Spring Business Mixer, 2017 

Click Here to see Photos From the Event
Summer Park Day

May 20th, 2017
Ida Holm Park 

Day with the Giants
June 28th, 2017
Call to see how you can join us.

Time to Get Rid of PMI?

Wondering if your home’s value has risen enough to eliminate PMI? Or thinking of selling? Text or email your address. I’ll send you a CMA.


Copyright © *|CURRENT_YEAR|* Natalie Swanson Real Estate Team, All rights reserved.
CalBRE #01709115

Our mailing address is:

2300 First Street #312
Livermore CA 94550

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